why 401k is bad?

Can you lose the money in your 401K?
If you're invested in a money market fund or a fixed account and you're still losing money, fees may be the culprit. 401(k ) plans often charge fees to your account balance, which cover things like plan administration and recordkeeping. Nov 23, 2020
Full answer in: www.thebalance.com
Is 401k really worth it?
There are two primary benefits of 401(k )s: long-term tax savings and potential employer matching. ... Experts recommend saving 15% or more of your pre-tax income for retirement, and the average employer 401(k ) match reached 4.7% of an employee's salary last year, according to Fidelity. Sep 10, 2020
Full answer in: www.policygenius.com
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What are the disadvantages of a 401K?
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Why 401ks are a bad investment?
There's more than a few reasons that I think 401(k)s are a bad idea, including that you give up control of your money, have extremely limited investment options, can't access your funds until you're 59.5 or older, are not paid income distributions on your investments, and don't benefit from them during the most ...
Full answer in: cadehildreth.com
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