why roth 401k is bad?

Is it better to contribute to a traditional 401k or Roth 401k?
If you're young and confident that you'll be earning more and in a higher tax bracket in the future, the Roth 401(k ) may be a good choice. ... Because even if you end up in a lower income tax bracket when you retire, withdrawals from your traditional retirement accounts could potentially kick you into a higher tax bracket. Jul 16, 2020
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Is Roth 401k really worth it?
If you can't or won't invest that tax savings, the Roth 401(k ) is a good choice. If you can't or won't invest that tax savings — and it could be a considerable amount, for those in high tax brackets making maximum contributions — the Roth 401(k ) is a good choice.
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Should high earners use Roth 401k
If you are at or near your peak earning years right now, you may want to stick with pre-tax 401(k) contributions. But if you anticipate your income increasing, you will likely see your income tax bracket increase. This could bump you into a higher tax bracket and would, therefore, make the Roth option more appealing.
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Should I convert my 401k to a Roth 401 K
If you convert your 401 ( k ) into a Roth 401 ( k ), you need to have the cash on hand to cover the tax bill—no exceptions. Do not use money from the investment itself to pay the taxes. If you do, you 'll lose a lot more than $22,000. You'll also miss out on years of compound interest, which is typically about 10%. Oct 21, 2020
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